Mortgage artinya Hipotek. Hipotek adalah suatu hak kebendaan atas barang tak bergerak yang dijadikan jaminan dalam pelunasan suatu perikatan. Berikut ini adalah contoh percakapan saat membuka permohonan Hipotek:
Ungkapan Yang Sering Digunakan Petugas Bank:
- How can I help you? Ada yang bisa saya bantu?
- Have you found a property you’re interested in? Anda tertarik dengan properti apa?
- How much would you like to borrow? Berapa banyak dana yang ingin Anda pinjam?
- Do you have an account with this bank? Apakah Anda memiliki rekening di bank ini?
- Would you like to complete this form? Mohon diisi formulir ini.
Ungkapan Yang Sering Digunakan Nasabah:
- I’d like to apply for a mortgage. Saya ingin mengajukan hipotek.
- My property is $75,000, but I have a deposit of $25,000. Properti saya senilai 75,000 USD, tapi saya memiliki deposit 25,000 USD.
- I earn $15,000 a year. Penghasilan saya setahun 15,000 USD.
Contoh Percakapan:
- Petugas Bank: Good morning, I’m the manager, how can I help you?
- Nasabah: We’d like to apply for a mortgage.
- Petugas Bank: Have you found a property you’re interested in?
- Nasabah: Yes we have.
- Petugas Bank: How much would you like to borrow?
- Nasabah: Well, the property is $75,000, but we have a deposit of $25,000.
- Petugas Bank: So you need a $50,000 loan. Do you have an account with this bank?
- Nasabah: Yes, we both have accounts here. I’ve had my account for over fifteen years.
- Petugas Bank: How much do you both earn?
- Nasabah: I earn $15,000 a year and my wife earns $12,500.
- Petugas Bank: That’s fine. Now, Would you like to complete this form?
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